THE EQUIPMENT YOUR FARM NEEDS. FINANCE STRUCTURED AROUND YOUR BUSINESS.
DRS helps established agricultural businesses finance productive equipment without unnecessarily tying up working capital. Match your repayments directly to your seasonal harvest cash flow.
Rent-to-Own & Lease structures tailored for South African commercial agriculture.
Equipment is expensive. Seasons don't wait.
Opportunities don't always arrive when capital expenditure budgets are convenient.
✕The Risk of Outright Cash Purchases
Using available cash reserves to purchase expensive farming machinery outright places severe pressure on working capital needed for wages, diesel, seed, fertilizer, maintenance, and operating expenses.
The DRS Asset Finance Solution
Asset finance enables you to acquire the productive equipment required immediately while structuring repayments around your business rather than simply draining cash reserves.
EQUIPMENT WE CAN FINANCE
DRS structures finance for a wide range of qualifying new and commercial agricultural machinery and infrastructure.
Agricultural Machinery
Tractors, combine harvesters, sprayers, and mechanized field units.
Implements & Planting
Planters, plows, disc harrows, balers, seeders, and spreaders.
Post-Harvest & Storage
Agri plastic bins, returnable packaging, packhouse lines, and cold storage.
Farm Infrastructure
Irrigation pivots, solar pumping, earthmoving, and fleet utility vehicles.
What could your equipment cost?
Use our finance calculator to get an indicative repayment based on equipment value, term, and your farm's seasonal cash flow schedule.
Structured regular monthly debit
*Calculations are indicative only and do not constitute a finance offer or credit approval. Subject to credit assessment.
WHY FINANCE AGRICULTURAL EQUIPMENT THROUGH DRS
Focusing on commercial outcomes that support practical farming operations.
Preserve Working Capital
Keep cash reserves available for critical operational inputs, wages, fuel, and unexpected seasonal expenses.
Acquire Productive Equipment Sooner
Put necessary machinery into field production immediately without waiting for annual capital budget cycles.
Structured Repayment Terms
Repayments can be structured over appropriate terms (12 to 60 months) aligned to asset lifespan and seasonal income.
Match Cash Flow to Revenue
Align equipment expenditure with harvest revenue cycles rather than fixed, inflexible monthly drains.
Broad Qualifying Asset Range
From field tractors and implements to packhouse automation lines and plastic agri bins.
Commercial Asset Specialists
Work directly with a team that understands commercial farming and asset finance rather than consumer lenders.
HOW IT WORKS
A straightforward, commercial approach to financing your farming equipment.
Tell Us What You Need
Submit a quick enquiry specifying the required equipment and approximate value.
We Assess & Structure
We review the commercial business requirements and structure suitable finance terms.
Finalize Agreement
Upon credit approval, we finalize documentation with straightforward transparency.
Acquire Equipment
Take delivery of your equipment and begin productive field operations.
Qualification Expectations
DRS primarily works with established commercial businesses and agricultural operations looking to finance productive assets:
*All applications remain subject to standard commercial credit assessment and formal approval.
Request My Finance Options
Complete this short enquiry form. One of our agricultural finance specialists will contact you to discuss options tailored to your business.